Insurance and
right of compensation
When damage or loss occurs, individuals and businesses encounter complex insurance terms and professional counterparties with significant legal expertise. As experienced lawyers at BNMK, we ensure that our clients' rights are fully protected in this battle. We challenge their judgments with thorough legal analysis, documentation of financial loss and necessary expert assessments. Many businesses only discover gaps in their insurance coverage when the damage has already occurred. We assess existing insurance portfolios, identify risk gaps and recommend optimal coverage tailored to the specific needs of the business.
1
Insurance settlement
We assist in challenging insurance companies' payment decisions and ensure that compensation reflects the actual loss. When insurance companies wrongfully deny or reduce payments, we forward the complaint to the Insurance Complaints Board or other relevant appeals bodies to have the decision overturned. We also handle complex settlements where multiple insurance companies or liable parties are involved.
2
Assessment of liability
We perform thorough legal analyses of liability in damage cases, including assessment of causation, fault and liability. The services include legal advice on whether there is a basis for a claim for compensation, as well as strategic guidance on how to best present the claims to the responsible parties. We also assist in documenting the basis for liability through technical studies and expert opinions.
3
Personal injuries
We represent injured parties in personal injury cases, including traffic accidents, occupational injuries and medical malpractice. Our services include calculating future income loss, compensation and coverage of medical expenses, as well as securing necessary medical documentation. We have experience with both acute injuries and long-term health conditions that require complex legal and medical assessment.
4
Audit of insurance portfolio
We conduct systematic analyses of companies' insurance coverage to identify areas of risk and lack of protection. Services include comparing policy terms, recommending optimal coverage levels, and assessing whether existing insurance policies cover the company's actual risk exposure. We also assist with negotiating new policies and securing competitive premium terms.
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